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Long Term Care

Long Term Care Policies


Help Protect Yourself, Now ...

In 15 years, 75% of Americans aged 65 and older will require long-term care. Of those who enter a nursing home, approximately one in ten will be there at least three years according to the latest statistics.

If you or your spouse ever need long term nursing care, there's no way to know how long you'll need it ...

But now

Asset-Care PlusTM guarantees your benefits will continue forever. The premiums will never go up and ASSET CARE PLUSTM is now a tax-qualified LTC policy under federal tax law. This means your premium may be Tax deductible. And one policy can now cover two people and if you never need long-term nursing or home health care the money can pass to your heirs or charity.

Long, Term care may be paid for with pre-tax corporate dollars

Or

For individuals can be funded with a transfers from an IRA, 403B, ANNUITY OR A CD

ONE PERSONS TRANSFER CAN PROVIDE LTC PROTECTION FOR TWO PEOPLE...

How it works

With a $150,000 face amount of insurance - either single life or a second to die policy, Asset-Care TM a life long-term care insurance policy will pay $3,000.00 per month or 2% of the $150,000 death benefit for 50 months of long term care. Any amount not needed for long-term care is paid to your beneficiary upon death. Add ASSET-CARE PLUS as a rider And extend the monthly benefits for 50 additional months or for a lifetime. For example:

ASSET CARE BASE POLICY
$3000 monthly benefit for long-term care
$3000 monthly benefit for Home Care
For 50 months...

ASSET CARE PLUS
LIFETIME EXTENSION
$3000 PER MONTH FOREVER




Submit the form below for information about planning for your Long Term Care with the most advantageous Tax considerations.

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